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According to the FBI, there were 92,371 seniors affected by fraud in 2021, causing $1.7 billion in losses. As financial scams increase, it is important for seniors to know how to spot a scam and how to protect themselves against them.
Online scammers target older adults because they’re believed to have the most money and are the most vulnerable to online and telephone attacks.
How to identify a scam
Knowing the warning signs of a scam is key to avoiding them. There are a few common Internet scams that specifically target seniors, including:
According to the United States Senate Special Committee on Aging for Avoiding Scams, there are a few warning signs you can generally keep in mind to identify a scam. Con artists will:
See the IRS’s official website detailing ways to spot a fake IRS phone call here.
How to protect yourself in the future
Seniors and other people who want to protect themselves against scams in the future need to be aware of online financial scams and how they can disguise themselves. Know the warning signs of potential online or telephone scams and keep in mind that if a certain deal looks too good to be true, it probably is.
Always check with a family member, friend, or healthcare provider before giving your personal information away over the phone or online.
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