---
title: How to Protect Yourself Against Scams
description: According to the FBI, there were 92,371 seniors affected by fraud in 2021, causing $1.7 billion in losses. As financial scams increase, it is important for seniors to know how to spot a scam and how to protect themselves against them.
image: https://articles.wellzesta.com/hubfs/Untitled%20design-Oct-17-2022-07-30-07-82-PM.png
---

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# How to Protect Yourself Against Scams

##### Posted by [Annie Keough](https://articles.wellzesta.com/author/annie-keough) on October 17, 2022

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[**According to the FBI**](https://ncoa.org/article/top-5-financial-scams-targeting-older-adults), there were **92,371** seniors affected by fraud in 2021, causing **$1.7 billion in losses**. As financial scams increase, it is important for seniors to know how to spot a scam and how to protect themselves against them.

Online scammers **target older adults** because they’re believed to have the most money and are the most vulnerable to online and telephone attacks.

**How to identify a scam**

Knowing the warning signs of a scam is key to avoiding them. There are a few common Internet scams that specifically target seniors, including:

- **     Malware emails**. When someone sends you an email containing malware, it will typically ask you to **download something** or will start a download automatically when you open the email. If this happens, **delete the download immediately** to avoid hackers gaining access to personal information on your computer.
- **     Winning lottery**. These scams usually contain a **large, colorful pop-up ad** saying that you’ve won a certain amount of money or helped the website reach a certain number of views. This scam is used to get you to provide account information so they can “send” you the money you’ve won.
- **     Grandparent scam**. When a scammer either imitates someone’s grandchild or says they’re in danger to get the grandparent to pay them money. They will typically ask the grandparent to cover a **hospital bill**, **bail them out of jail**, or pay for a **plane ticket back from a foreign country.**
- **     Prescription drugs.** Some con artists will advertise **cheaper** and **more effective** alternatives to the prescription drugs you are currently taking. These scams are very dangerous as they can create physical harm if the drugs are counterfeit.

According to the **United States Senate Special Committee on Aging for Avoiding Scam**s, there are a few warning signs you can generally keep in mind to identify a scam. Con artists will:

1. Coerce you into making **quick decisions** and sometimes threaten you
2. Use **fake phone numbers** to disguise their real ones
3. Often pretend to be government officials, like the **IRS**
4. Attempt to make you provide personal information **over the phone** (Social Security number, account numbers)

See the IRS’s official website detailing ways to spot a fake IRS phone call [**here**](https://www.irs.gov/newsroom/five-easy-ways-to-spot-a-scam-phone-call).

**How to protect yourself in the future**

Seniors and other people who want to protect themselves against scams in the future **need to be aware of online financial scams** and how they can disguise themselves. Know the warning signs of potential online or telephone scams and keep in mind that **if a certain deal looks too good to be true, it probably is**. 

Always check with a **family member, friend, or healthcare provide**r before giving your personal information away over the phone or online. 

**Wellzesta**

Wellzesta prioritizes the **eight dimensions of wellness** to achieve holistic well-being. A part of the dimensions includes **financial** and **intellectual wellness**.

Wellzesta Life and Elevate provide users with resources needed to help **practice online safety** through daily wellness content. Our platforms also provide **peace of mind** by securely housing user information and data.

Click [**here**](https://www.wellzesta.com/) to learn more about how Wellzesta can help your community.

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